Frequently asked questions

Got questions? We've got you covered. Our FAQ section gives you quick, clear answers about applying, getting paid, repayments and staying in good standing with your loan. Simple, transparent and designed to help you borrow with confidence.

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  • SA ID (Green book or Smart card)
  • Last 3 months' bank statements
  • Last 3 payslips
  • Cell Phone number and email

Yes. Returning clients apply up to 80% faster.

  • Approved before 13:00 → same day payout
  • After 13:00 → next business day
  • Immediate Payout available at a fee

Repayments are automatic via DebiCheck on your payday.

Contact us 48 hours before payday so we can help.

  • Ages 18
  • SA citizen
  • Permanently employed (min. 3 months)
  • Salary paid via EFT into a major SA bank
  • ⚠️ No self-employed or Debt Review clients.

Yes. We use bank-level security and are fully POPIA compliant.

No. Only one active loan at a time, but current loan can be increased.

It may affect your credit score, add fees, and lead to 3rd party collections.